Ag Lender – Iowa State Bank

Posted on May 26, 2021

POSITION SUMMARY:  Position responsible for making and servicing loan activity for agricultural loans.  Assists management in making recommendations to overall loan objective, policies and procedures.  Provides advice and guidance to others engaged in loan activity to ensure that loans are properly processed and that adequate controls are maintained.

The following statements are intended to describe the general nature and level of work being performed by the person assigned to this position.  It is not stated or implied that these are the only duties assigned.  The person holding this position will be required to perform any other job related duties requested by management.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties.

ESSENTIAL DUTIES AND RESPONSIBILITIES:  Essential duties and responsibilities are intended to describe those functions that are essential to the performance of this position.

  • Receive and process loan applications using all available programs to help enhance or guarantee loans processed (FHA, SBA, etc).
  • Collects and analyzes information regarding the customer’s income, assets, investments or debts to determine which financial product best meets their needs.
  • Advises the customer in regards to their financial position.
  • Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits.
  • Visit “prospective” Ag clients to develop new business in a development call program.
  • Visit existing clients to evaluate collateral and develop long-term relationships.
  • Solicit new customers and represent the bank in community activities.
  • Cross sell bank products and services and makes referrals to other bank personnel.
  • Assist management with research, development and implementation of new products, or special projects and committees.

Other Duties

  • As a part of the overall team of employees, this position may be requested to assist in the support of other bank activities.
  • Participate in outside civic activities that enhance the team, personal growth, and the community.
  • Actively upholds Iowa State Bank and its Affiliate’s visions, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.
  • Has a strong commitment and dedication to exceptional internal and external customer service.

Job Posting URL: https://www.iowastatebank.net/careers/ag-lender

Name: Iowa State Bank